A guy I work with sank his boat on land via a garden hose and it totalled the boat. When the insurance came to inspect the damage they noticed the fire extinguishers didnt have their annual inspection and because of that the claim got denied... I would find another insurance agencyNo photos so far today, been arguing with Insurance over some of the stupid things that they require. Be sure to look over yawls policies, I had a reject to bind because I did not have a professional extinguisher company come and mount my extinguishers for me. They have it in the fine print that a professional extinguisher company must come annually to weigh and inspect extinguishers and that all extinguishers must be installed by a company whose primary business is installing maintaining and selling fire protection equipment and that said company cannot be the insured