I am just a rec' guy but Boat US blew another well named national carrier out of the water, much more broad coverage less $, maybe they have a commercial unit.
The web site gives quotes base on the hull value you want to have.
Thanks for all the business to you MA/NY/RI, TUNA/Charter guys. Please remember we pay 100% for haul out and launch if you are in a path of a named windstorm. Most policies pay 50% so don't forget to talk to your agent, I am still paying Sandy haul out bills contact your agent you may still be able to receive compensation.
401 871 4190
PS If you are commercially fishing your yacht policy may not cover you or your crew?
Be Aware. Most all recreational yacht policies have the dreaded wear and tear exclusion and no coverage for consequential damage.How do I know this? The hard way.
Boats US for Recreational coverage will not cover the wear and tear actual "item",BUT will cover the consequential damage.
Mott Agency was very helpful with my claim.Just could not crack the city hall "wear and tear exclusion". My policy is the Yachtsman by Ace Insurance.No comment regarding the insurer.